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Posted by nomdep 19 hours ago

Wall Street just lost $285B because of 13 Markdown files(martinalderson.com)
61 points | 51 comments
krupan 18 hours ago|
I clicked and starting reading this expecting some actual connection between said markdown files and losing money. There was nothing at all like that in this blog post.
H8crilA 18 hours ago||
I don't understand why people think they know why stocks move up or down. There are clear cases from time to time, but in general the market doesn't explain itself. The reasons may not even be explainable in a way that's comprehensive to a human.

Reminds me of this question - why did the USSR collapse? You can describe dozens of influences which acted all at the same time, but there isn't a one paragraph summary answer.

dragonwriter 17 hours ago|||
> I don't understand why people think they know why stocks move up or down.

Inferring overly generalized and usually incorrect causal relations from extremely limited data and treating them as conclusive is a very strong human tendency; the idea of avoiding that and taking a systematic, structured, and conditional approach to assessing causal claims is fairly recent and, even among people who generally support it, often adhered to more as an aspirational principal than a consistent practice. And it certainly doesn't sell clicks the way the old way does.

PunchyHamster 17 hours ago||||
> Reminds me of this question - why did the USSR collapse? You can describe dozens of influences which acted all at the same time, but there isn't a one paragraph summary answer.

Decisions made in greed caught up with people in power

wordpad 17 hours ago||||
> Why USSR collapsed

Price of oil collapsed leading to mass shortages of everything. They also decided to allow more individual freedoms to protest which people promptly used to overthrow the system.

SirFatty 17 hours ago||
I'm pretty sure that was a rhetorical question.
fullshark 17 hours ago||||
Humans seek to understand phenomena and they use narratives to accomplish that. Accepting that there are multiple factors always involved and chaos reigns is disturbing.
ajkjk 17 hours ago||||
phase change

edit: specifically, I imagine that macroscopic political and economic changes can be aptly modeled as phase changes due to changes in correlation distance[0] holding the system together.

https://en.wikipedia.org/wiki/Correlation_function_(statisti...

wat10000 17 hours ago||||
It generates clicks. Correctness is irrelevant, especially when it’s impossible to prove wrong.
motoboi 17 hours ago|||
There are two perfect explanations for that. It’s just that people won’t believe in them and keep saying we have no good explanations.
brazzy 18 hours ago||
The connection is implied: technology companies quite suddenly lost a $285bn in market valuation, which means that the owners of these companies (either as stock or other forms of equity) have a combined $285bn less net worth. And apparently people are linking this sudden decrease in market valuation to "Anthropic launching a legal tool", which essentially consists of said markdown files.
krupan 18 hours ago|||
Clearly the author is implying that, but with zero evidence to back that implication up. Not even an attempt to link the two other than saying "this happened" and "this exists." And hacker news is upvoting it like it's actually an interesting article. Have we lost our brains?
martinald 16 hours ago||
Hi, author here. Sorry if I skipped over the "evidence". If you read/watch financial news, every single outlet was claiming that it was caused by this legal tool launch. I was commenting on that - somewhat in jest. I'll update the article to make it clearer what I was trying to get at.

Thanks for the feedback, it was front page of the FT and I need to remember not everyone reads financial news!

AndrewDucker 18 hours ago||||
But without knowing which stocks dropped, how can we make that link?

In another submission, Amazon, Oracle, Nvidia, Microsoft, Meta, and Alphabet are all dropping. Are we supposed to think of them as SAAS companies now?

https://www.cnbc.com/2026/02/06/ai-sell-off-stocks-amazon-or...

alephnerd 18 hours ago|||
1. Yes we treat them as Enterprise SaaS and have done so since the late 2000s.

2. The selloff was largely due to Amazon's massive capex commitment for GPU compute buildout, as Amazon (and a couple other BigTechs) are used as market benchmarks and because a large portion of us have been holding since 2021-22 or even earlier so we have reached a point where we have hit returns that we were advised to hit in our portfolios. HNWIs with advisors and Institutional Investors (who advisors use) aren't daytrading.

PunchyHamster 17 hours ago|||
all of them have significant SaaS offering.

But the claim that's related to anthropic posting some markdown files is idiotic at best, malicious at worst

AnimalMuppet 18 hours ago||||
This right here? This is why I read the comments first.
robocat 17 hours ago|||
I try to challenge myself by reading the article to form an opinion, and then I learn by testing my opinion for faults (using good HN comments). Sometimes I test myself by writing comments.

My recent binge has been trying to understand what's going on when smart people simplify complex topics down to single root causes (causes that often feel like memes to me).

I also enjoy a good rationalisation myself!

bryanrasmussen 17 hours ago|||
works if someone starts by reading the article first, but otherwise that strategy isn't any good either.
llm_nerd 17 hours ago|||
The connection isn't just implied. It's explicitly the entire foundation of the article.

And it's positively ludicrous.

I mean, to be clear the submission basically does exactly what most financial columnists do. Take every movement of the market, ascribe it to something/anything (when in the real world it's massively multifactorial) because that is pat and seems informative.

The market is massively overvalued, crypto has seen hundreds of billions dissolve, OpenAI has serious questions about its realistic ongoing viability (and a number of majors have a lot of their valuation based upon basically going all in on it -- Oracle, Microsoft, nvidia), the US is headed by a diddler simpleton who has no idea how anything works and thinks it's 1982, and so on. Volatility is a given.

techblueberry 19 hours ago||
One of the things about this whole death of SAAS thing is -

People buy SAAS to offload the cognitive load of understanding the problem space, not just because it’s hard to write for loops.

But writing code probably is a cost. I think there will be an impact but I wonder if - these big companies keep selling to big companies because no one wants to hire a whole ass compliance team to ensure the business logic is consistently up to date.

But maybe there’s a whole lot of people caught up in edge cases that can be solved by a smaller team now? This I think is mostly what I hear about.

In summary, I suspect this is an overcorrection but there is some level of core concern here.

But like, how are IFTTT and zapier doing?

moi2388 18 hours ago||
Indeed. Management is excited about AI now, until they figure out the problem is not, and has never been, writing the initial code.

It’s maintenance, compliance and support that is the reason they bought instead of built.

munk-a 17 hours ago|||
I am convinced that the AI boom is indistinguishable from offshoring - there are neat tools to assist development that are now available but imaging your company can be serviced by one underpaid prompt engineer is just ignoring that software solutions need to be evolved over time and planning for that evolution is most of the work in software engineering.
ssenssei 17 hours ago|||
this is the one and only argument I have.
alephnerd 18 hours ago||
> One of the things about this whole death of SAAS [...]

If I purchase a swarm of domain-specific agents I am still purchasing software.

If I am building my own agents that I am monetizing I am still indirectly purchasing compute.

If I am purchasing Cursor licenses on a subscription I am still paying for code (also know as software) as a service.

The thing is, Agents and AI services are SaaS but not all SaaS is agents or AI.

> But like, how are IFTTT and zapier doing

Zapier is on track to exit either this year or next - they have a GAAP revenue of around $300M in FY25 and $400M at FY26 at a $5B valuation. They can justify a $6B-7B IPO.

zozbot234 18 hours ago||
https://github.com/anthropics/knowledge-work-plugins - Apache 2.0 licensed

"Go away or I will replace you with a very small shell script" used to be BOFH lore, now it has become real. This is great.

PunchyHamster 17 hours ago|
AI can replace lawyers

but purely because lawyers lowered their standards to just "paste whatever AI hallucinated and send it to court"

infecto 18 hours ago||
I think this is a case where commenters are reading more into the price movement than they should. I don’t think it’s easy in this case to say how much of it is directly the model releases as opposed to software having a great run and this gives investors a reason to lighten their positions.

I also think the SaaS has is doomed narrative does not work. There is a whole host of compliance, edge cases, reliability that I don’t you can simply bring in house because of AI assisted tools.

With that said I do think there are increasingly a whole host of more service based businesses where they are under threat. Thinking consultancy, legal, marketing or other similar roles. If you can use a leading model with these massive context windows to get 80% of the value for practically no time and no real cost compared to using a human where the quality will be higher might it might be a multi day engagement and easily 10-20k, you might start deferring some of the initial work to AI and only in certain cases then send it out to the human.

troyvit 18 hours ago||
> SaaS has a serious issue with agentic tooling being able to replicate software.

[...]

> For example, if you hold a company's accounting transaction data and related records, and expose it over MCP (or an old school API that can be wrapped into a CLI - which works better in my view), agents can use this with remarkable efficiency.

Sure why not wire all that transaction data directly into openclaw, what could go wrong?

Snark aside, it seems like there are two ways to go with a method like that if you want to keep the transaction data safe. The first is locally host your LLM(s) so the data stays on-prem. The second is to trust a third party to jump through all the legal and technical hoops to properly handle that very important, very private data. And if you're doing that, you're still doing SaaS. It's just a different provider.

lemax 17 hours ago||
Yes, we're in for more headless interfaces and there are existing products that will struggle to serve these new interaction models due to organizational constraints. But I don't think it's as simple as asking "are they a system of record" as we think about the companies that will adapt and thrive and the new ones that will come. Enterprises are investing AI spend into improving core processes and responding to competitive pressure, not saving money and introducing risk into areas they have historically delegated to vendors. AI is going to give us more software, and increase spending as firms seek efficiency in new areas, and they're going to continue to knock on doors of vendors to do it as they always have. Not to mention the demand for auditable, repeatable workflows is still there and always going to be there and dedicated systems are needed to solve this in each problem domain.
its-kostya 17 hours ago||
It is not my intention to offend anyone in particular, but that sell-off has really colored my perception that investors are such _sheep_ when it comes to AI. Serious FOMOs. Not a shred of independent, nuanced, or critical thinking; just black or white opinions.
duxup 17 hours ago|
How many people are actually capable of producing any level of critical thinking that would give them an advantage?

But let’s say you are in fact very smart and you know the market is hanging by a thread.

So you invest according to what you know…. But those sheep don’t do the same and the market continues to go up in spite of what you know….

Does that analysis matter now?

its-kostya 15 hours ago||
> How many people are actually capable of producing any level of critical thinking that would give them an advantage?

You're right on the money there, the thing is _nobody_ can beat the market, you can only get lucky or have insider knowledge. A strategy that always works is "Buy and hold" and especially diversify when things are volatile. Instead we see volumnes of cash moving in waves at any news or rumor.

nomercy400 18 hours ago||
How long until we have agents talking to other agents in a web of agents, and together deciding on something catastrophic? Not individually, but somehow the result of a group process.
mikestorrent 17 hours ago|
Isn't that what Moltbook etc. is heading towards at some point? It's all a function of how much access people give it to "the real world"... and with cryptocurrency and the gig economy, it's really only a matter of time until a malicious agent with money to burn starts to do really weird things.

How hard would it really be to craft a prompt that says, here's your cryto wallet private key, keep yourself alive somehow, copy yourself around, find whatever compute you can, port yourself between models, and spread?

zozbot234 17 hours ago||
Moltbook agents haven't shown much ability or inclination to "decide" on anything on their own. Much of it is crypto spam of some kind, but I'd be surprised if an agents fell for that.
piinbinary 18 hours ago||
https://archive.is/dNffG
henning 17 hours ago|
If you think contract law can be accurately represented in a 170 LOC Markdown file, you are incredibly stupid. If you think the current frontier models do not hallucinate non-existent court cases with case IDs like 1234567, check YouTube for all the idiot lawyers and pro se defendants showing their whole ass. They are using ChatGPT with one of the current models.
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