It feels like an attempt to bypass PCI-DSS...

Fascinating — this is the future of decentralized finance. Agents will be the entities that both earn and consume.

the real question for me is what happens when agents start hitting premium data APIs with MPP. right now if i want my agent to pull realtime financial data it has to go through my API keys with monthly billing. with MPP the agent could theoretically pay per-query directly to data vendors. thats a much better model for bursty workloads but the authorization problem naomi_kynes raised is real - you need spending caps that the agent cant override, not just logging.

It seems like this is designed for atomic purchases, could it be extended for subscriptions?

"Creates a direct connection between your wallet and our bank account!"

Note the absence of invoices, bills of lading, and receipts, all the things you need when a vendor doesn't deliver. All it does is send money, one-way. So it's useless in a B2B context.

This is a good standard that I can get behind [0] since it's a serious proposal and submitted to the IETF [1] for MPP for machine-to-machine payments.

A well thought out proposal for the long term, unlike MCP which is a complete joke of a "standard" and broken by design.

[0] https://paymentauth.org/

[1] https://datatracker.ietf.org/doc/draft-ryan-httpauth-payment...

The more industrial activity and investment I see in “payments” and ecommerce, is to me a signal of a hollow society that has ceased creating real value. We have more to contribute than materialism, skimming off of electronic transactions, entertainment etc.

the comments here are better than the article lol

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