Consensus differs on whether both, or just one, is morally objectionable. Conflating them is problematic.
In my own case as a designer of desktop apps, my Swipe File was not just digital screen shots of parts of apps that I admired, but I physically printed them out as well so I could spread them on a desk, floor, and walls when brainstorming.
That word "Swipe" also inspired the name of a design store catering to creative professionals in my home town, Toronto:
The "I'll be original and get directly rewarded" vision is indeed naive.
However, sometimes you get to a point in which you design original ideas precisely so they will be stolen, and making that work for you is part of the design.
Plagiarists also steal.
Copying creates trends, where everything looks and feels the same. Stealing an idea and creating something of your own, AKA remixing, is a much more valuable skill.