If tank fails, you are liable for water damages and home insurance DOES NOT cover that. We were flodded by neighbours, the damage was $20.000 in cheap east europe commie block.
Plus bigger tanks need structural support in floor (steel beams).
Also steel is completely unnecessary unless you're doing something wild like that guy in NYC with a 17,000 gallon home aquarium. If you're just throwing a 200 gallon or so on a second floor, an enginer might not care at all if its across the joists or has a wall below it, but even if its completely open below, the "support" might just be a joist of a different design, or an inch thicker or one extra joist. Steel is really not nessecary
The Pfizer building in NYC almost collapsed after they tried to build a swimming pool on the roof. This happens semi-regularly when building owners ignore, or don't consult, engineers about rooftop swimming pools. Every owner wants one and doesn't want to be told no.
I dont think they got to the pools. I worked for a company that did a bid for the electrical work. Edit: there was a pool. Didnt have on plans at time
Second edit: looking at wrong plan. There was a pool but it was basically a blank plan with annunderdesigned roof.
Whether an aquarium is covered by home/renters insurance is specific to the policy and aquarium size, not consistent enough to make statements like this. This aquaponics system is essentially a planter on top of a low stock aquarium.
I will say that the shelf supporting the aquarium seems inadequate to the job, increasing the risk.
> With similar concerns in mind, we also decided to limit the tank size to 20 gallons, as the grow-bed above also contains an additional ~10 gallons of water. Since a gallon of fresh water weighs roughly 8.34lbs, we estimate this puts the entire weight of the system’s water somewhere between 170 and 250lbs. Considering the weight threshold of the industrial shelving, and given that we live on a high floor in our building, we decided to constrain the system to this size to minimize the flooding risk.
Citation needed. Very bold sweeping claim
Source: https://www.thezebra.com/ask/renters-insurance-coverage-aqua...
Imagine the lawsuit if you rent out an apartment that you own, and your „very intelligent“ tenant produces water leak damages, in a nyc high rise with potentially ALL owners underneath you affected.
For landlords worst are dogs. With wooden floors soaked with acidic urine, all surfaces scratched and chowed. Thanks to ESA bs, you can not even charge extra security deposit or extra rent! And normal tenants avoid your building, nobody wants to live in laud smelly zoo!