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Posted by doener 1 day ago

Decathlon Germany adds Wero payment option to decathlon.de website(www.sgieurope.com)
333 points | 227 commentspage 3
whycome 1 day ago|
It sucks that decathlon basically left Canada after a short trial run. I think it really came down to crappy marketing overall.
dghlsakjg 1 day ago||
https://www.decathlon.ca/en/store-locator

There are 16 decathlon locations in 4 provinces. They also have an online store. The Toronto suburbs stores closed. They by no means "basically left Canada". They just left the GTA.

Much to the surprise of many in Ontario, there are quite a few places outside of that province that can be considered Canada.

ripley12 1 day ago|||
They are still in lots of cities outside Toronto.
thinkindie 1 day ago|||
Are you sure? I spoke about decathlon in Canada with a friend of mine living there (Ottawa) and she says it’s there.
davidw 1 day ago||
They seem to have tried and given up in the US as well outside of an online presence. It's a pity, as they make 'ok' gear at good prices. It's perfect for if you're getting into a sport, or know you're going to use it only casually and don't want to spend a lot on high-end gear, but want to avoid getting something that's completely cheap junk.
sajithdilshan 1 day ago||
After the pandemic, Germany truly picked up cashless payments. But still a long way to go, especially to prevent tax evasion
jeroenhd 1 day ago|
I like the Taiwanese approach. Every receipt is a lottery ticket, so people have good reason to demand registered receipts.
throw1234567891 1 day ago||
Cool, more possibilities to pay for that cheap plastic from China they sell.
HiPhish 1 day ago||
Isn't Wero just another proprietary app that requires a Google or Apple smartphone? Can I use it from my web browser like I can with PayPal?
mkrecny 1 day ago||
I get that this is a good thing and long overdue - but the excitement here just underscores for me how expectations in Europe for Europe doing anything truly cutting edge are low.
marginalien 1 day ago||
I think EU citizens are excited mainly because of winning back their digital sovereignty, nobody said this would be cutting edge technology. Actually the simplicity of the solution is key (Wero is based on EU’s proven SEPA Instant Payment rails).

That being said, what I do not like about Wero is that some parts of the infrastructure is based on AWS and or Google cloud; hopefully they will switch to European clouds, soon.

sajithdilshan 1 day ago||
I wouldn't count on that, in-order to provide rock solid financial service, you definitely need a reliable cloud provider. There is no true equivalent in EU for a cloud provider like that at the moment
ekall 1 day ago|||
To me this is like saying that it is no use trying to prevent your arm from being cut off because if you try you will lose a finger.

What use is american cloud reliability if it can't be trusted in with sovereignty the first place?

sajithdilshan 1 day ago||
This sovereignty debate is the dumbest thing I’ve heard, like a country can be sovereign, but Europe is not a country. It’s like saying Asia is going to be so sovereign. We all saw how the unity of Europe with brexit.
marginalien 13 hours ago|||
Update: migration to EU cloud is in progress:

https://www.heise.de/en/news/Sovereign-payment-service-Wero-...

sajithdilshan 10 hours ago||
Did you even read the article? It says

> To live up to its claim of being a sovereign payment service, Wero intends to reduce its dependence on non-European cloud providers in the future.

They haven't even started any migration, rather future topic without any deadline.

Also the article states that

> When EPI first launched Wero, only cloud services from international providers could deliver the performance, security and stability needed to deliver a competitive solution

and that's is still true to this day, like what EU cloud provider is on the same level as AWS?

microtonal 1 day ago|||
The precursor to this system (iDEAL) has been running in The Netherlands for 21 years. Pretty much all transactions of Dutch webshops and even a lot of foreign webshops (thanks to Stripe support) by Dutch buyers go through iDEAL, as well as most digital P2P payments in Europe.

Many other EU countries have had similar systems for years, but Wero is standardizing it between a bunch of countries.

Havoc 1 day ago||
The excitement isn't about innovation but about solving a problem: Increasingly unreliable US in payment system
vrganj 1 day ago||
iDeal is amazing and it's great it's coming to the rest of Europe, even if they gave it a worse name.

Here in the Benelux it's the go-to payment option for ecommerce.

I think this will be a much bigger threat to Visa and Mastercard than the oft-promised digital Euro.

thibaut_barrere 1 day ago||
Afaik the system is being consolidated

https://epicompany.eu/media-insights/ideal-to-phase-into-wer...

« iDEAL will begin rebranding to iDEAL | Wero in 2026 »

fsuts 1 day ago|||
> I think this will be a much bigger threat to Visa and Mastercard than the oft-promised digital Euro.

Not just the American card networks but also a threat to the US Dollar as the reserve currency and the power it gives to the USA

Hence why USA is unhappy with Brazil over their Pix system

V__ 1 day ago|||
I actually like Wero a lot as a name, sound like virtual euro to me.
patrickmcnamara 1 day ago|||
I don't think the name is that bad. iDeal sounds very dated to me as a native English speaker.
moritzwarhier 1 day ago|||
It sounds like a coupon website installing malware to me. But... names are just names. When adoption gets large enough, every name becomes unimportant I guess.

iShares, iDeal, WhatsApp: the Millenial trinity of European essentials :D

vrganj 1 day ago|||
How would you even pronounce wero as a native English speaker?

We - ro? Wer-o?

At least iDeal was unambiguous.

anticrymactic 1 day ago|||
> How would you even pronounce wero as a native English speaker?

Thankfully, only about 2% of the EU population speaks English natively.

[0] https://webgate.ec.europa.eu/ebsm/api/public/deliverable/dow... Page 10

navane 1 day ago||||
I heard the gimmick was euro (you-ro) -- wero (we-ro). Which leaves ayero and dayro.
dgellow 1 day ago|||
I mean, who cares how you pronounce it? Each country will have its own variant, similar to how euro is pronounced differently in different places, and eventually one will become the English status quo
edwinjm 1 day ago||
Okay, jello
flexagoon 1 day ago|||
> I think this will be a much bigger threat to Visa and Mastercard than the oft-promised digital Euro

Wasn't the digital Euro specifically crippled due to banks lobbying against it to promote Wero instead?

Carbon1603 1 day ago||
I haven't heard of crippling d. euro, but wero is specifically built by European banks, to try to corner the market before d. euro comes.

That said, I wouldn't be surprised regarding lobbying.

flexagoon 1 day ago||
AFAIK they lobbied to limit the maximum amount of digital Euro one may hold pretty severely
jdblair 1 day ago||
I agree it's always fast and convenient! It doesn't have the buyer protection you get with a credit card (it debits from your account immediately), but for most purchases that is fine.
whazor 1 day ago||
Well I guess I have good news for you (and bad news for Dutch merchants), because Wero does offer the ability to dispute.
_user_account 1 day ago||
such a slow roll-out, Brazil implementation of Pix was ridiculously faster.
pell 1 day ago|
Most EU countries have had some sort of payment standard and use different kinds of setups so it’s not as easy as doing it in one jurisdiction. Also the EU generally is quite conservative and slow.
cubefox 1 day ago||
Credit card companies and services like PayPal extract large amount of wealth, mostly to provide a service (instant payment) for which they are no longer technically necessary.

New systems like Wero (or similar ones already widely established in India or Brazil) are based on instant bank transfers rather than a credit card company that acts as a middle man.

ChrisArchitect 1 day ago||
Presse release: https://einblicke.decathlon.de/presse/pressekit/digitale-inn...
maelito 1 day ago|
Can we start to accept Wero as a Web marchant ?

Looks like the PSP don't really lower the fees of Wero transactions right now.

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