There's no such thing as an account with or without login permissions. Normally you need a git account. And that means you can log in to it. And then you have to try and configure your ssh server so that after logging into the git account, you can only run the git server (I forget the command). If a mistake is made with this configuration then you can log in or port forward or X forward or file transfer as git.

This is a terrible idea because it's blacklist-based security. Places like GitHub have their own ssh server that only runs the git server and nothing else.

toor was a default password for many devices for decades.

Did you check out the statistics on the site? They listed 1233456, 12345, 1234,123 and 1 on the toplist of password.

If we are going to be clever we should follow the statistics and go for 12 that where not on the toplist!!