Top
Best
New

Posted by karmanyaahm 1 day ago

Show HN: How long do I need to work at my salary before I can coast, or retire?(github.com)
I made a financial planning tool in a couple hours that can model various stages of life and potentially guide job searching and work timelines.
51 points | 70 commentspage 2
apparent 23 hours ago|
Given the national debt (and the state debts in many cases), I do not feel comfortable assuming that tax rates will not change drastically. I wouldn't be surprised if Roth IRAs became taxable, at least for certain people. And there could be straight-up wealth taxes on "the millionaires" (which you pretty much have to be in order to FIRE.
gedy 23 hours ago||
You mean retire at all. I think this would cause a civil war if govt pulled this.
edoceo 23 hours ago||
I would love to see sales taxes removed and a wealth tax to replace it. Would obviously have to be a graduated roll out. We (USA) need a big changes in these rules; hope we don't need (another) cival war for it.
esafak 1 day ago||
If you'd written it in Javascript you could have hosted it on Github Pages.
fulafel 23 hours ago|
You can use Pyodide for that, no need to stoop to JS.
RickJWagner 15 hours ago||
For those serious about retirement preparation, I heartily recommend the Bogleheads community. They offer free, simple, proven ideas that can be life changers.

Source: personal experience. Retired a bit early 2 years ago, much credit to Bogleheads.

jareklupinski 17 hours ago||
> a $60k wedding

:/

estetlinus 23 hours ago||
Retiring early sounds utterly boring.
herbst 21 hours ago||
I have been in the lucky situation where very little work was more than enough.

You start to do things just because you can. I did wood work, house renovation, gardening, rebuild a motorcycle, a caravan and later a car. Started to DJ, music production got into 3d printing and engineering, ...

Not working on the car after work for months or years. But turning my life upside down and do nothing else for 1 month.

I love doing things in weekdays instead of weekends.

At this point I can't even start to comprehend how people can do anything for them next to a 40 hour week job.

conradludgate 22 hours ago|||
I don't think I'll ever retire, but I'll take jobs knowing that the salary won't matter for me which unlocks a lot of options for me again
kuboble 23 hours ago|||
Retiring is to stop doing what other people tell you to do for money.

There is plenty of room for intellectual and social engagement outside of paid work.

globular-toast 23 hours ago||
It's boring in the same way as a fridge that works flawlessly for 100 years is boring. Sometimes that's all you really want. Remember, stress is the worst thing you can do to your body. Also remember, being able to retire doesn't mean you have to.
yunicc 4 hours ago||
[flagged]
kljr_dev 18 hours ago|
[flagged]