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Posted by doener 1 day ago

Decathlon Germany adds Wero payment option to decathlon.de website(www.sgieurope.com)
333 points | 227 commentspage 2
janandonly 1 day ago|
Why is this news? In the Netherlands the ideal system is already replaced by Wero ? What am I missing.
dgellow 1 day ago||
It’s not about the Netherlands, that’s what you seem to be misunderstanding
edwinjm 1 day ago||
The article is about Europe and the last time I checked, the Netherlands is in Europe.
dgellow 1 day ago||
> Decathlon Germany adds Wero payment option to decathlon.de website
jeroenhd 1 day ago||
From the article:

> Decathlon switched on Wero on decathlon.de on July 20, making Germany the first market in the French group’s international footprint to carry the European payment scheme.

That's probably the cause for confusion, because the Dutch system has been rebranding itself to Wero for ages and switched over permanently very recently.

Decathlon.nl has had Wero for months, though they did it through a different implementation method. Of course, the marketeers prefer to put the focus onto the next-gen system their German counterparts have just implemented.

jeroenhd 1 day ago|||
Dutch iDeal|Wero uses incompatible QR codes and a bank selection flow compared to international Wero. The real Wero implementation comes next year.

They're trying to ease in Dutch customers to the Wero brand, but in the mean time they're confusing every tourist or immigrant with their wero-but-not-wero system.

alibarber 1 day ago|||
Apparently, and I quote from the article (definitely not an LLM):

"Decathlon didn’t just add a new payment button to its German checkout page. It handed European banks their first big-box sporting goods test case at a moment when competition in digital payments is intensifying and the push for EU-made payment infrastructure is growing."

I've been able to make payments for sporting goods shops here in Finland with a push-payment-local-bank-account flow from the checkout for years, but clearly they weren't European enough.

NietTim 1 day ago||
Yea was scratching my head why this is news, 90% of dutch webshop for the past 15 years have had ideal (precursor to wero) lol

Seems to be a weird marketing article

jeroenhd 1 day ago||
The Wero system isn't just a rebrand of iDeal. It also includes a wallet app and the ability to transfer money between regular people, not just online checkout.
huijzer 1 day ago||
> competition in digital payments

What competition? Here in the Netherlands, iDeal (which is already renamed to Wero) has almost no competition. Perhaps PayPal a few percent

dgellow 1 day ago||
In Germany PayPal is pretty huge
_user_account 1 day ago||
as well as VDSL internet and briefs.
inigyou 1 day ago||
Visa

MasterCard

cindyllm 1 day ago||
[dead]
gield 10 hours ago||
>Decathlon switched on Wero on decathlon.de on July 20, making Germany the first market in the French group’s international footprint to carry the European payment scheme.

This is not true, it has been available on the Belgian website (decathlon.be) for months.

tacker2000 1 day ago||
I always use Paypal because they have buyers protection, and this has already saved me countless of times.

Would like to see if this is also offered in the Wero ecosystem?

BadBadJellyBean 1 day ago|
It isn't. WERO is little more than a wrapper around SEPA transactions. They literally tell your bank to make a transaction. They are not a bank themselves so they never see the money or could take it back. That means the only one who might be able to help you is your bank.
mimischi 1 day ago||
The article headline screams Claude to me, is that just me? I am as bullish as can be on AI usage, but I’m either hallucinating myself or this is the classic AI “not this, but that” phrase that I keep reading all day.

> Decathlon didn’t just add a new payment button to its German checkout page. It handed European banks their first big-box sporting goods test case at a moment when competition in digital payments is intensifying and the push for EU-made payment infrastructure is growing.

bonoboTP 1 day ago|
Yes, I also felt that. FWIW Pangram says "moderately AI-assisted".
ChrisArchitect 1 day ago||
Related:

Lidl Introduces the European Payment Method Wero in Germany

https://news.ycombinator.com/item?id=49060205

marginalien 1 day ago||
If European retailers manage to link Wero payments to loyalty schemes, then everyone will benefit and this could eventually become something. Still, no thread to legacy credit card rails (Mastercard, Visa) for many years. The industry doesn’t expect hockey stick growth AFAIK
throw-the-towel 1 day ago||
I've also recently seen a Wero option somewhere in Germany. Probably was the transport authority in Berlin, or an air company, I can't quite remember. Haven't seen it in France yet, though.
Malakun 1 day ago||
In Spain we can pay using Bizum on many websites, including Amazon.
retired 1 day ago|
For Amazon Spain I use my debit card. Is there an upside to using Bizum?
QuantumNomad_ 1 day ago|||
In Norway we have a thing similar to Bizum, called Vipps. I.e. a payment method specialized for sending small person-to-person payments, for example useful when buying something second hand in person from another person, or when splitting a restaurant bill, or paying someone for gas when you rode in their car with them, etc etc.

Vipps is also usable as payment method in several online stores here, just like the above mentioned that Bizum can be used for Amazon Spain. I often use Vipps as payment method when it is available in online stores. It’s quick and convenient, and doesn’t involve giving my card details to a third party payment provider.

Aside from my Norwegian bank card and the Vipps that is connected to the same bank account, I also have Revolut, which supports disposable single-use virtual cards which is an excellent idea in theory and I’ve used that a few times too, but I have had too many cases of trying to pay with Revolut disposable single-use virtual cards and it not working so that what should’ve been a great way to avoid giving my card details to all kinds of third parties instead becomes a hassle where I first try disposable and it’s not going through and then I have to use my long-term multi-use card details to pay anyway.

With Vipps I have not had much trouble. There was a time or two such as for example the other day where I paid for something on Finn (similar to Wallapop in Spain) with Vipps and Finn said there was an error and I tried again and Finn still said it errored. But I just left it like that and it resolved itself. Next day when I logged into Finn again, the purchase had completed and in Vipps one of the two pending attempted payments went through and the other one was reverted as it should, without me having had to reach out to neither Finn nor Vipps myself.

jabl 1 day ago||
Apparently there is a plan for interoperability between vipps and wero. https://epicompany.eu/media-insights/bancomat-bizum-epi-sibs...
embedding-shape 1 day ago||||
I tend to prefer Bizum over my card, as my newfangled debit card has a CVV code that changes every 10 minutes, so I can no longer just autofill the card with a password manager, I MUST open the bank app to get the CVV code.

With Bizum I don't need that, input my phone number, approve the dialogue in the bank app, then for future purchases it's automatically approved. That no fees goes to American companies is just the cherry on top.

(Decathlon Spain also offers Bizum payments, FWIW)

bornfreddy 1 day ago|||
> my newfangled debit card has a CVV code that changes every 10 minutes, ...

Wow, is it using e-paper? Cool!

> ..., I MUST open the bank app to get the CVV code.

Ah. Gotcha.

embedding-shape 1 day ago||
> Wow, is it using e-paper? Cool!

That would be cool, but no, the physical card itself has no numbers on it all in any shape or form, not even the expiry date.

retired 1 day ago|||
Got it. In my case I don’t have to use my bank app at all. Just go to checkout with Amazon and it automatically charges it from my bank account.
guigar 1 day ago|||
Technological independence from the US, which in recent times has proven not to be a reliable partner for the European Union.
amelius 1 day ago|
I'd like the EU to enforce a payment-system agnostic checkout for webshops, which gives me the same payment options everywhere and which also adds a layer of privacy.
inigyou 1 day ago||
That's like, literally impossible? "Hey I just invented ameliuspay, your shop doesn't support it, go directly to jail"

The closest you have is SEPA because it's universal on all Euro bank accounts. And many webshops do offer it. It doesn't integrate into credit card workflows because it's a push payment - you have to go to your banking app, type the details and send the money, while the website waits. Some people might have to go to an actual bank.

amelius 1 day ago||
If ameliuspay is properly registered with the EU payment processor platform, then it should automatically appear as an option in the webshop.
inigyou 1 day ago|||
What does that even mean, and how is that "EU payment processor platform" not a payment processor itself, meaning that you're mandating one specific payment processor?
poszlem 1 day ago|||
Hacker News moment. Imagine someone over 60 whose career has nothing to do with computers trying to make sense of a list of 45 different payment processors to choose from.
chihuahua 1 day ago||
And if they miss even one of those 45, EU enforcers burn their business to the ground. Oops, now it's 46. No, 47.
inigyou 10 hours ago||
Enforcement is much more reasonable than American startup founders are brainwashed to think, though.
amelius 1 day ago||
It should also present "pay with your personal information" as a legitimate payment option, which would turn on ads (in case you want that). Otherwise ads should stay hidden and user tracking should not happen.

It's time the EU penalizes companies for pushing only AdTech as a payment option. This is unfair competition for the other payment processors.

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