Posted by lovewins 4 hours ago
This sounds good, but I don't think it generally works. The problem is that the petty minded people are also the ones who don't have anything else to do with their time, so they can expend all their effort on being petty. Whereas the normal people have other things to do with their lives, and simply don't have the time to deal with all the pettiness, and if they end up on the board, they now don't have a choice: their lives are basically hostage to the petty people who keep taking up their time with bogus issues that can't just be ignored because the structure of the HOA requires some kind of response.
Would be better to say "I can run a research agent session and it can pull 5 data trends and papers that show the HOA are making things better" (I dont know if this is true and I did not do it)
I don't really think HOAs are the biggest driver of home prices/availbility one way or the other though.
80% incoherent narration of random numbers, all down to the 1’s place so it looks super duper precise and impressive if you squint and don’t think too hard, like the “author” seems to have done.
Then I moved to one in North Carolina that was god-awful. Dues started at $65/month and went up every year. They’d send out neighborhood reminders that a pressure-washing service would be in the neighborhood next week if anyone wanted to hire them; anyone who didn’t got notices a few weeks later that they needed to pressure-wash their driveway and/or house. I also had to buy a specific brand and sheen of paint to repaint my mailbox; of course, the lettering was only available from a single supplier.
I now live on an acre lot that sits between two neighborhoods. I have no HOA, and it is glorious.
There really needs to be a way to harm organizations that do this. The HOA system is setup where the organization is protected and given the ability to make these kinds of rules. The only real option you have in that is you have to pawn the property off to some poor sucker that will also run into this issue later.
You can say the exact same about the government. To be clear, are you in favor of more liberty for homeowners, or are you in favor of the government stepping in to regulate HOAs?
Are you arguing a meta point that there is no such thing as truth because LLMs can make you any counter argument to you want? That seems bleak. Argue against the actual points of the article.
"A foreclosure suit is not a lost home — most end when the owner, or the owner's lender, pays — but the pressure is the point."
Which makes no sense whatsoever. I thought they were making a housing crisis worse by forcing foreclosures, but now apparently "the pressure is the point." The point of what, exactly?
What's wrong with lavender? Why does everything have to be a boring tan or grey? You sound like the exact reason I would never buy a house with an HOA.
They are not truth or judgment machines.
The constant history lesson of what something was 80-90 years ago but they aren’t that way anymore but they were doesn’t advance the conversation especially when it has no impact on the actual topic.
> 80-90 years ago
Today's HOAs are very frequently involved in racial discrimination suits for violations of the Fair Housing Act.
No they're not.
[1] https://www.hud.gov/sites/dfiles/FHEO/documents/FHEO%20Annua...
Ah, so it's a delusional belief not based on facts or reality.
>that's just a fact reported by HUD
Categorically false claim not made in your source. The linked article makes zero claims about HOAs being "very frequently involved in racial discrimination suits for violations of the Fair Housing Act."
How do HOAs enforce racial segregation in monoethnic countries?
"HOAs are most frequently found in the United States, Japan, Canada, Australia, and the Philippines, and to some extent in other countries, such as New Zealand, Israel, Mauritius, South Africa, most of the countries of the European Union, such as Denmark, France, Germany, Spain, the Netherlands, Ireland, Austria, Poland, Hungary, Bulgaria, Greece, Sweden, Belgium, Croatia, the Czech Republic, Latvia, Lithuania, Cyprus, Luxembourg, Estonia, Slovakia and Slovenia, and some of the Latin American countries, such as Chile, Argentina, Brazil and Mexico."
Thats no longer the reason they still persist. But their creation was nothing but.
Overall, with America being a capitalist country (and Florida state being the best example of it), they want people to keep spending their money on something, and would never allow someone to just 'settle' and live a life without spending money. HOA, among other things property taxes and other city imposed taxes you are never "resting in peace" after retirement, but wait for your next notice to come - either from City or HOA.
The level to which German society proscribes behavior top down with the law simply wouldn’t be tolerated across the spectrum for the simple reason no one would agree what the rules should be, even if they share the European idea that everyone else should follow the rules they personally support.
If you want to live in an apartment, but - get the tax and investment advantages of owning then you need to do it via buying into a corporation of some sort. So they must exist.
If you are not paying on upkeep of your house they have to do something and that is going to be expensive, they have a right to get that money from whoever didn't pay not spread it out to the other owners.
While it isn't called foreclosure if you don't pay your property taxes your house will be foreclosed on. That an HOA can is just another entity.
There are a lot of people who live in Florida so I'd expect them to have a lot of HOAs. The only surprise is California doesn't beat Florida in this list, but that could well be a case of California has stupid laws and so you can't get the good parts of an HOA.
These is a lot to hate about HOAs. However the idea is sound and they can do good things. We need to stop the bad things that they do, but nothing that in the article points to anything bad.
The only way you get in that situation is by not paying your dues. Some HOAs may be more or less aggressive in handling it. But when you can't pay your dues, the other homeowners have to pay for your share
Dues are just a mandatory part of being in HOA that reflect the costs of the community
No, it isn't. You can also get in that situation by having the HOA cite you for a violation of its rules and regulations and you not fixing the violation.
An HOA acting in good faith will not do this unless it's actually necessary. But an HOA run by busybodies can cite you for things that aren't actually violations (and often what is or is not a violation can be subjective, because the language in the rules and regulations is often vague or ambiguous), but which you still have to take the time and energy to respond to--or else they can say you didn't fix the violation and put a lien on your house.
And if you do respond, now you're embroiled in an argument about whether what they cited you for actually is a violation or isn't, and you're arguing with bad faith actors who are not going to be reasonable. And who might put a lien on your house anyway--even though they're actually not supposed to do that if you're following the process established by the HOA (and often by state law) for disputes--and now you're faced with having to hire a lawyer and convince a judge that the lien should be dismissed.
Oh, but if you want to do anything, you still need to pay those permit and inspection fees! No, we won’t help you find a paver at a reasonable rate even though putting those contracts out to bid is what we do all day long.
What is really bullshit is that HOAs aren’t granted a property tax abatement for absorbing many municipal functions.
Roads and sewer are two things I've never seen an HOA have jurisdiction over; in every HOA community I've lived in, the municipality still owned the roads and the water and sewer infrastructure. The HOA was only responsible for things like mowing the grass in common areas and maintaining play equipment there.
Maybe HOA's are bad, maybe they're good, but the intellectual laziness required to shit this kind of garbage out onto the internet in place of genuine thought and analysis will fuckin kill us all.